A smartphone displaying a grocery delivery app alongside a paper grocery receipt and a small pile of coins, symbolizing cost savings while shopping online.

Grocery delivery apps like Instacart are convenient, but they can also come with hidden costs. From markups to service fees, it’s easy to spend more than you expect.

Here are 5 ways to save money when using Instacart and other grocery shopping apps — and one option that could save you even more.

1. Compare Store Pricing — Don’t Assume It’s the Same

Many grocery delivery apps charge slightly higher in-app prices than in-store. Before placing your order, check the store’s official website or weekly ad. You might find the same items for less — and if so, you can choose stores that keep their online and in-store pricing identical.

2. Stack Manufacturer Coupons with App Promotions

Most shoppers only use in-app promotions. But if you clip manufacturer coupons from the store’s website or flyer before placing your order, you can often double up on savings. Even if the app doesn’t show them, many stores will still honor them if you order through certain retailers’ portals instead of directly in the app.

3. Use Warehouse Club Gift Cards at a Discount

Buying discounted Costco or Sam’s Club gift cards (often sold at warehouse clubs themselves or through online deals) lets you pay less upfront before you even start shopping. You can sometimes score $100 worth of groceries for $80–$90 — instantly increasing your buying power.

4. Time Your Orders for Bigger Savings

Prices on some items — especially produce and meat — can shift throughout the week. If you shop regularly, track when your favorite items go on sale. A quick check of weekly ads before placing an order can save you a surprising amount over time.

5. Skip the Markups with a Personal Shopper

Here’s the insider tip most people don’t know: many local personal shoppers — including me — can buy your groceries in-store at shelf price with no extra markups, plus apply in-store deals and coupons for you. That means you get the real store discounts, not inflated app prices, and you avoid surprise service fees.

If you’re in Rancho Cucamonga or nearby, you can send me your grocery list directly. I’ll shop exactly where you want, find the best deals, and deliver it to you myself. No middleman, no guessing who’s handling your order — just the same dedicated person every time.

Ready to start saving on your groceries — without sacrificing convenience?

Your first step is simple: send me your list, and I’ll handle the rest.

✅ Shop at your preferred stores — with in-store prices and deals applied
✅ One dedicated shopper who learns your preferences
✅ Friendly, reliable delivery right to your door

Click here to schedule your first delivery and see why so many locals are making the switch.

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